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Author: Matthew Harris

#470 Find the Right Reverse Mortgage Counseling Agency

If you want to get a reverse mortgage, odds are you'll have to get counseling first.The government requires applicants for a Home Equity Conversion Mortgage (HECM) (which make up about 95% of the reverse mortgages underwritten) to complete a session with a reverse mortgage counselor before... see more

#387 Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies

Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1... see more

#352 7 Ways to Save Money for an Emergency Fund

Life is full of unexpected surprises, and some of them can really put a dent in your budget. Emergency situations, such as repairing a car, replacing an appliance, paying a large health insurance deductible, or taking an unexpected trip, can deplete your savings or cause you to make unwise decisi... see more

#285 How To Become A Renewable Energy Entrepreneur

From photovoltaic solar panels to kinetic energy adapters for stationary bicycles that generate electricity from pedaling, entrepreneurs are taking advantage of the green revolution by finding renewable energy solutions. Since we use energy for almost everything, the recent trend towards greener,... see more

#270 When You Can and Can't Delay Enrolling in Medicare

While you don't have to enroll in Medicare if you don't want to, the default option for health insurance once you turn 65 is to sign up. In fact, if you're already claiming Social Security benefits, then you'll automatically be enrolled in Parts A and B. However, you may not want to enroll if you... see more

#201 Understanding Tax Rules For Household Help

Whenever you hire a household employee to whom you pay wages of $1,900 or more in a year, you enter a maze of government forms and tax rules that you must follow to avoid getting in trouble with the Internal Revenue Service (IRS) – and, potentially, U.S. Immigrations and Customs Enforcement, if... see more

#151 The Devil in the Details: Five Retirement Budget Proposals

Have you heard the expression, the devil is in the details? While that may sound sinister, it simply reminds us to look beyond the topline story to see what's really going on. President Obama's State of the Union speech is a case in point. The topline story was the focus on retirement, which we a... see more

#128 Health Care: The Stealth Retirement Expense

What's the biggest risk to your retirement security?I'll give you a hint: It's something you may take for granted when it's good and that can be life-changing when it's less than good.It's your health, and more specifically, health-care costs. In fact, health care in retirement coul... see more

#104 How Much Money Do You Need to Live in Mexico City?

Mexico City, the capital of Mexico, is one of Latin America's most important international business centers and financial hubs. As of 2014, the city and its surrounding metropolitan area was home to about 21 million people, making it the largest urban agglomeration in Latin America. In a 2012 stu... see more

#53 P2P Mortgage Loans - A Growing Trend

The past decade has seen an Internet-fueled trend in peer-to-peer (P2P) lending. It's a form of financing that allows borrowers to obtain a loan from a group of individual lenders without going through an intermediary, such as a bank. (To learn more about this phenom, see Peer-To-Peer Lending -... see more

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